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Accident loan cars. What are they, what are the benefits and how can you get one?

Most people don’t know that you have the right to an accident loan car when you’ve been involved in a not at fault accident. This article is to help put an end to the uncertainty of accident loan cars, explain the benefits and more importantly, when you can apply for an accident loan car. Firstly, one of the reasons why people may have not heard of accident loan cars is because it can be difficult to explain the concept in just a few simple words. Different terms have been used over the years including, “Accident Replacement Vehicles”, “Accident Repair Rental Cars”, “Accident Courtesy Cars”, to name just a few.

What are accident loan cars?

Accident loan cars are based on the concept of an innocent party having the right to claim consequential losses which have resulted from someone else’s negligence. In relation to a car accident involving more than one vehicle, the at-fault party, or the at-fault party’s insurer generally has an obligation to bear the cost of an accident loan car for the not at-fault party for the period that the not at-fault driver does not have use of their vehicle.

Who provides accident loan cars?

Accident loan car companies have existed in Australia for over 20 years and often operate as a stand-alone business, not part of an insurance company. We are proud to partner with one of Australia’s and New Zealand’s leading providers of accident loan cars, Right2Drive. Having been in operation for 10 years, they pride themselves on delivering a five-star service and were awarded the ProductReview.com.au Award for 2019, 2020 and 2021 for exceptional customer service.

What are the benefits of an Accident Loan Car?

Well, besides the fact that you won’t be stuck without a car whilst your car is being repaired after an accident – there are some exceptional advantages if you are approved for an accident loan car by our trusted partners, Right2Drive:
  • No upfront costs for the loan car – If you are approved for an accident loan car with Right2Drive, you will not be liable for the rental costs provided you assist us in the recovery of those costs from the at-fault party or their insurer and otherwise act in accordance with the terms and conditions of our agreement.
  • We deliver the accident loan car to you – this means you don’t have to catch a taxi or an Uber to receive your accident loan car. We deliver the accident loan car to a place convenient for you such as the repairer, your home or office.
  • Zero insurance excess – if you have a car accident in one of our accident loan cars, you don’t have to worry about a high insurance excess like other rental cars, we provide you with a zero-insurance excess so you can have peace of mind whilst driving our vehicles.
  • 24/7 Local support – With 24/7 roadside assistance, and a team who are available to take your phone call when you need us.
  • Branches across Australia and New Zealand – With branches located across Australia and New Zealand, there is a great chance that a branch is located near you.

How to get an Accident Loan Car?

So, if you find yourself in the unfortunate situation where you’re not at-fault in a car accident and more than one car is involved, apply for an accident loan car with Right2Drive and if approved, experience these benefits for yourself. There’s no obligation to apply and our team will review and discuss your application before it’s approved. 
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